Opening an Account
We offer our banking services to our customers (individuals), which include various types of accounts, Islamic financing, electronic services, and bank transfers that meet their needs.
Current accounts
The account meets your needs, allowing you the freedom to access and manage your funds with ease, without a minimum balance requirement. It facilitates daily banking transactions effortlessly and conveniently.
Characteristics and features
- The possibility of opening an account in Iraqi dinars, US dollars, British pounds, euros, and other major international currencies.
- Possibility of issuing a book of bonds.
- Possibility of obtaining an electronic payment card.
- Cash withdrawal from all ATMs inside and outside Iraq.
- Payment of purchases inside and outside Iraq.
- Transfer money easily.
Savings accounts
A savings account allows you to save a portion of your money and let it grow gradually, with the flexibility to withdraw it at any time without any fees or penalties.
Characteristics and features
- The possibility of opening an account in Iraqi dinars, US dollars, British pounds, euros, and other major international currencies.
- Guaranteed returns are deposited into the account annually.
- Receiving and sending bank transfers through the account.
- Cash withdrawals and deposits.
- Account statement upon request.
Deposit account (deposit for a specific period)
It is an account available to all individual customers, through which they invest their money for financial returns over a specified period not exceeding one year.
Requirements for opening a personal account (Current accounts- Savings accounts- Deposit account) (Original) (Iraq & Foreign)
- For Iraqi citizens National ID card or (Civil status identity and Certificate of Iraqi nationality) - Information card or housing card (Erbil) - A valid Iraqi passport.
- For foreign personnel (passport + residence card).
- (2) personal photos.
- The identity of work or support letter (source of the fund) to (Kurdistan International Islamic Bank) with the monthly salary stated.
- Account opening commission 15,000 Iraq Dinars 15$ dollar - 15 euro.
