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Kurdistan International Bank

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Issuance of Certified cheque & Suftajah:

The bank also provides certification service, cheques and cheque certified or approved or acceptable payment (certified cheque), is a regular cheque the is deducted from the customer's balance in favor of the beneficiary at the request of the customer, and is approved by the bank stating it is acceptable to pay,therefore, after the approval the obligation to pay the amount of the cheque comes on the bank. Certified cheques are considered as part of the exchange obligations, and appear in a separate paragraph within other credit balances on the side of commitments. The amount of certified cheques shall remain frozen at the bank and under its responsibility in interest until the date of submission of the cheque is met.

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