Visa Card

Discover the enhanced convenience with our Visa card at Kurdistan International Islamic Bank for Investment and Development. This card can be used in various markets and ATMs worldwide, thanks to the latest technology. It's designed to make your financial transactions smooth and accessible across the globe. This document serves as a guide to understanding the uses of the Mastercard, how to obtain one, and essential tips for safe usage.

Types of Visa Cards

1. Visa Classic: The Visa Classic card offers a fundamental yet globally recognized payment solution, providing users with convenient and secure transactions at a broad spectrum of merchants and ATMs worldwide.
2. Visa Gold: With enhanced features, the Visa Gold card caters to individuals seeking elevated spending power and additional perks, offering a higher credit limit and a range of exclusive benefits such as travel insurance and purchase protection.
3. Visa Signature: Exclusivity meets convenience with the Visa Signature card, designed for those desiring premium privileges. This card not only provides a higher credit limit but also offers access to a host of luxury benefits, including concierge services, travel upgrades, and unique experiences

Tips for Safe Usage

Ensure the safety and security of your Mastercard Debit Card by following these essential tips:

• Prefer Card Payment: Opt for card payments over cash to reduce the risk of carrying large sums of money.
• Handle with Care: Treat your card as you would cash and avoid leaving it unattended.
• Immediate Signature: Sign the back of your card upon receiving it to prevent unauthorized use.
• Verify Card Return: Always check that the card returned to you after a transaction is indeed yours.
• Regular Statement Checks: Review your account statements regularly and report any discrepancies promptly.
• Protect Your PIN: Keep your PIN confidential and avoid sharing it with anyone, including bank staff.
• Report Loss or Theft: Immediately report any loss or theft of your card to the bank to prevent unauthorized transactions.

Additional Information

• Validity Period: The Mastercard Debit Card is valid for two years.
• SMS Alerts: Enjoy free SMS alerts for card transactions.
• E-Statements: Receive monthly statements via email.
• Currency: Cash deposits on the card are in US Dollars and Euros.

For any further inquiries or assistance, please contact the Kurdistan International Islamic Bank for Investment and Development Call Center on the following lines:

• Erbil HQ:
  • 066 211 2000
  • 066 211 2001
  • 066 211 2002
  • 066 211 2003
  • 066 211 2004
• Peshawa Branch:
  • 066 211 2005
  • 066 211 2006
• Baghdad HQ:
  • 066 211 2007
  • 066 211 2008
• Duhok HQ:
  • 066 211 2009
  • 066 211 2010
• Sulaymaniyah HQ:
  • 066 211 2011
  • 066 211 2012

Always keep your card secure by never leaving it unattended. To protect your card information, it's important not to share the confidential PIN and the three-digit code on the back of the card with anyone.